The Ultimate Credit Masterclass

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Over 4000 people have taken this training, it is by far our BEST course to quickly take your credit knowledge to the next level!

Your Credit Masterclass Includes:

  • 7 Video Training Modules
  • 5 Fast Action Guides w/Dispute Letter Templates for Every Account You Want to Tackle
  • 15 *Fact Check & Extra Credit Handouts
  • 5 Expert Training Videos on Student Loans, Bankruptcy, & Home Ownership!

Here’s A Sneak Peek of What You’ll Learn:

**Instructional Video Lesson 1** – Master Your FICO Scores

• Take A Peek Behind the Curtain of FICO’s Dive into FICO’s Scoring Algorithm & Get My BEST Strategies on How to Quickly SOAR Your FICO Scores!

**Instructional Video Lesson 2** – Master Your Strategy Learn How to Create Your Custom Credit Soaring Action Plan

• You’ll Learn What to Dispute (Along w/How & Why), What to Leave Alone, Pitfalls to Avoid & MORE! {Complete w/Dispute Letter Templates!}

**Instructional Video Lesson 3** – All About Public Record Bankruptcies!

• Learn the Dispute Tactics Credit Repair Companies Charge $1000s for! – Best Practices, Downloadable Action Guide, Dispute Letter Templates, & MORE!

**Instructional Video Lesson 4** – Collections & Settling Your Debts ***Get NEW Updates Here!!!

• Learn When to Dispute, When to Settle, & When to Ignore & More! Dispute Letter Templates Included!

**Instructional Video Lessons 5** – Inquiries, Late Payments & Charge-Offs

• Learn My Top Strategy that has Helped 100’s Remove These Bad Boys from their Credit Reports!


Preparing for Home Ownership** – 3 Video Lessons on VA Loans, FHA, USDA, the Mortgage Process & MORE!

Tackling Your Bankruptcies & Student Loans** – 2 Video Lessons w/Licensed Attorney Teaching You How to Tackle BOTH!

It’s Time to Experience Great Credit with My Ultimate Credit Repair Masterclass!

See You Inside :)!

Picture of Netiva Heard, Certified Financial Educator

Netiva Heard, Certified Financial Educator

Netiva Heard is the personal finance coach people call when the only thing standing between them and their next major life move are their finances.

Affectionately known to her clients as the “The Goal Crusher's Credit Coach”, she offers honest, no-non-cents advice that helps individuals and couples to create rock-solid financial foundations that they can begin leveraging to create.

While servicing hundreds of private clients with 1:1 coaching through her full-service company, "The Frugal CrediTnista", she also regularly pours her financial wisdom into students of her online school, Credit on Fire Academy, and her free online community, Credit Makes $ense, which has allowed her to teach over 200,000 people how to achieve 700 FICO scores and above.

With Netiva by their side, women and couples across the country are learning to Master their Money, Destroy their Debts, and Soar their Credit Scores! If you know it’s time to finally crush your money goals, learn more about Netiva and her work at MNHFinancialServices.com.

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