Credit Bureau Name
Credit Bureau Address
Credit Bureau City, State, and Zip Code
Your City, State, and Zip Code
Your Date of Birth
Your Social Security Number
Dear CREDIT BUREAU NAME,
Re: Account Name and Number
This letter is a formal complaint that you are reporting inaccurate and incomplete credit information on my Credit Report.
I understand that mistakes happen but your inaccurate information could cost me in higher interest rates and I have enough expenses as it is.
Can you please investigate the following information and either remove it or at the least least send me the information that you used to add it to my report.
Include each item you are disputing here.
Thank you for your time,
YOUR FIRST AND LAST NAME
YOUR SOCIAL SECURITY NUMBER