Credit Bureau Name
Credit Bureau Address
Credit Bureau City, State, and Zip Code
Your Name
Your Address
Your City, State, and Zip Code
Your Date of Birth
Your Social Security Number
Date
Dear CREDIT BUREAU NAME,
Re: Account Name and Number
I’ve just reviewed my credit report and have noticed there are several inaccurate items on my report:
Account names and numbers
In addition, there are a number of credit accounts which have been inactive for more than 7 years. As you know, the FCRA states that all credit older than 7 years should be removed from my report. The following accounts should be removed:
Account names and numbers
I have enclosed a copy of license as proof of identity.
Thank you for your time,
YOUR SIGNATURE
YOUR FIRST AND LAST NAME
YOUR SOCIAL SECURITY NUMBER